If you just bought a car in CR and do not know how to choose an insurance, evaluate the options in the market.
The insurers that operate in the country offer different coverage. rherefore, do not go by the first option and don’t be overwhelmed by the prices.
The essential thing is to purchase an insurance that fits your needs.
In this regard, Douglas Castro, vice president of Oceánica de Seguros, made five basic recommendations:
-Don’t consider only the monthly fee. Ask about the amount of the deductible in case of an accident and make sure it is compatible with your monthly salary or income.
-On the assumption that you will use a substitute car in case of theft or accident, ask for how long does the insurance cover the temporary use of this vehicle.
-Ask about the insurer’s follow up on service workshops, as the entity is responsible for the terms and payments.
-Analyze the response times, because in case of theft or mishap, the most important thing is to recover the vehicle as soon as possible.
-Find out what are the services of roadside assistance included in the coverage.
So, take your time, value the options, do some research, but above all, try to get the most out of your money and coverage.